Medical Insurance Policy

1. source：http://www.lhgj.net/article/listDetails-2.html
2. time：2020-11-16
3. share：

According to the requirements of the Ministry of Education of the People's Republic of China and the "Regulations on the Administration of International Students of Beijing Forestry University", international students need to purchase comprehensive medical insurance in Mainland China.

Requirements are as follows:

(1) Insurance materials are necessary materials for international students to go through the registration procedures for the new semester. Students who have not purchased group comprehensive insurance or have not submitted a valid insurance certificate will not be registered.

(2) Non-scholarship students outside China do not need to purchase insurance temporarily. After entering the country, make a purchase.

(3) Scholarship students do not need to purchase insurance at their own expense. After officially registering and coming to the school, the school or related departments will buy it on your behalf

Introduction to Comprehensive Medical Insurance for People Coming to China

Insurance Liabilities:

Ping An shall undertake the following insurance liabilities during the valid period of insurance (Insurance period (from the valid date of the policy to the expiry date of the insurance period))

Death insurance

Accidental disability insurance

Accidental Medical Insurance

Outpatient and Emergency Medical Insurance

Medical expenses of outpatient and emergency treatment

Reimbursement equation

Hospitalization and Medical Insurance

Procedures for insurance claims:

Standard procedures of insurance claims after the occurrence of insurance accident:

Telephone for consultation and report: 4008105119

Document to be presented for settlement of claims:

1) Death or accidental disability

A．Copy of passport and visa page of the Insured

B．Disability certificate when the Insured is disabled (an evaluation report shall be issued by the assigned evaluation body)

C．Death certificate of the Insured

D. Copies of certificates of the relationship between the Insured and all the beneficiaries, and copies of identification proofs of the beneficiaries

E．Certificate of accident in case of an accident (in case of traffic accident, the traffic unit should issue a liability confirmation of traffic accident; in case of falling from the height and drowning, the public security organs or relevant departments shall issue the materials determining whether it is accidental or suicidal; in case of alcohol-induced accident, a quantitative report on the alcohol concentration shall be issued.)

2) Accidental medical treatment

A.Copies of passport and visa page of the Insured

B.Process and certificate of accident (in case of a traffic accident, the traffic unit should issue a liability confirmation of traffic accident, which is needed.)

C.Original of receipt

D.Medical record, detailed expenditure sheet and copies of examination report and laboratory test report of each respective treatment (The date of the medical record and the date of invoice shall be corresponding with each other).

3) Medical treatment for outpatient and emergency

A.Copies of passport and visa page of the Insured

B.Original of receipt

C.Medical record, detailed expenditure sheet and copies of examination report and laboratory test report of each respective treatment (The date of the medical record and the date of invoice shall be corresponding with each other). If the fees reach the deductible of RMB650 Yuan, then the original invoice, medical record, detailed expenditure sheet and copy of examination report and laboratory test report of treatment that costs below 650 Yuan are also required to be presented.

4) Hospitalization

A.Copies of passport and visa page of the Insured

B. Certificate of the accident in case of an accident (in case of the traffic accident, the traffic unit should issue a liability confirmation of traffic accident)

C. Original of receipt and detailed expenditure sheet for hospitalization

D. Copy of hospital discharge summary or medical record of hospitalization

Special instructions to item 2) to item 4) above:

The Insured’s bank account opened in mainland China and accurate information of this account, including account No. , name, opening bank information, which can be obtained from a copy of deposit book and bank customer table, I must be attached to the claim settling documents for each request for compensation; (For details, please call 4008105119 )

Where the insured treated in two or more hospitals (including two hospitals) respectively for one insured incident, relevant documents such as diagnosis certificate and medical record from relevant hospitals of each treatment shall be presented.

Hospitals for treatment shall be limited to the public hospitals within the territory of Mainland China, and requested items and expenses that can be reimbursed should in accordance with the scope of local regulations of social basic medical insurance.

5) Application for nursing fee Original Invoices of nursing fee issued by the hospital or by a nursing service company

?For more details about it, please refer to the insurance Company's website:http://www.lhgj.net

Beijing Forestry University

International College